Regardless if you are after personal loans bad credit that loan for a fresh or second-hand automobile, or seeking to refinance, RAC provides loans being fast, an easy task to understand and, most of all, a deal that is really great.

Why choose RAC Finance for your auto loan?

Fixed rates of interest from only 5.70percent

Loan quantity Interest rates Comparison rate 2 loans that are secured8,000 – $14,999 8.50% p.a. 10.52% p.a.
$15,000 – $24,999 7.00per cent p.a. 7.77% p.a.
$25,000 – $44,999 6.20% p.a. 6.61% p.a.
$45,000 and over 5.70% p.a. 6.11% p.a.
quick unsecured loans
All unsecured loans 13.00per cent p.a. 15.07% p.a.

monthly account-keeping charges with RAC Finance. an one-off establishment cost of $299^ plus an $8.00 private Properties Securities Registration (PPSR) fee may apply. a very very early termination cost of $225 may use if financing is given out in the 1st two years.

Get a estimate & apply

Calculate your repayments thereby applying for the loan


Applicants must be:

  • Over 18 years old
  • Be receiving money
  • Hold a legitimate Australian motorist’s licence or student’s license
  • Security should be registered in WA at time of loan settlement
  • you are a citizen that is australian permanent resident and reside in WA
  • totally free from bankruptcy for 7 years

As we receive your finalized loan papers plus the loan has settled, your funds could be gotten.

– Funds via EFT or BPAY will get to the following 24 – 48 hours (time structures may differ according to your bank).

– Cheques arriving by post are delivered via express mail and can just take between 2 – 5 company times you. you will get your cheque in the time you finalized your loan contract.

monthly account-keeping charges with RAC Finance. an establishment that is one-off of $299^ plus an $8.00 private Properties Securities Registration (PPSR) fee may use. a termination that is early of $225 may use if that loan is paid in the 1st a couple of years.

Not appropriate for you personally?

Considering a different sort of loan that is personal? Take a good look at the other personal bank loan choices

Develop into a known user once you have RAC Finance

As an associate you can get use of great discounts & provides

1. Applications subject to RAC Finance Limited financing requirements. Charges and costs are payable. In the event that conditions of the loan are met, the mortgage contract is supposed to be available for signing the business that is following additionally the funds will likely be prepared either via cheque, BPAY or EFT 24-48 hours from settlement. Time frames can vary according to your bank . Stipulations use. Australian Credit Licence 387972. View of good use RAC Finance papers relating to your loan.

2. Loan comparison price: contrast prices for between $8,000 and $14,999 and all sorts of loans that are unsecured centered on a $10,000 loan over three years. Contrast prices for between $15,000 and $24,999 derive from a $20,000 loan over 4 years. Contrast prices for secured finance over $25,000 derive from a $30,000 loan over five years. The contrast prices are real just for the examples offered that will maybe not consist of all charges and fees. Various terms, costs or other loan amounts might end up in a various contrast price.

These records might be viewed as basic advice. This is certainly, your individual goals, requirements or situation that is financial perhaps not taken into consideration while preparing these records. Appropriately, its appropriateness, having respect to your very own objectives, finances and requirements before acting about it.